LCAF Payroll Services

LCAF Payroll Services gives small and mid-size businesses in Roseville, California a direct alternative to large national payroll firms. Since November 2009, the company has handled payroll processing end-to-end so owners can focus on running their operations rather than managing tax schedules, direct deposit logistics, and compliance deadlines. Every account is worked by local staff, and every call is answered by someone who already knows the client. The core offering is full-cycle payroll processing on weekly, bi-weekly, or monthly schedules, available to companies with one employee or more than a hundred. Clients can submit hours and compensation data online through a cloud-based portal secured with 128-bit SSL encryption, by phone with a dedicated account specialist, by email, or by fax. For businesses that need flexibility, LCAF also handles after-the-fact payroll processing, converting manually prepared records into IRS- and state-compliant tax filings and EFTPS deposits. Employees get online access to view and print their own paystubs and W-2s year-round, cutting down the administrative work on the employer's end. Beyond standard payroll runs, LCAF provides the back-office support that small businesses often need when audits or compliance questions come up. That includes workers' compensation audits, unemployment and Social Security audits, child support audits, W-2 and W-3 preparation, and 1099 and 1096 filing. Monthly, quarterly, and annual payroll reports, vacation and PTO tracking, and federal and state registration forms are all part of the package. Employees can receive wages by direct deposit split across multiple accounts at no added charge, by pre-paid debit card, or by printed laser-signed checks. Owner Lorretta Ayala founded LCAF as a female-owned local business and has kept the staffing model intentional. Each client gets a dedicated account specialist who handles their account consistently, not a rotating queue. Clients repeatedly note this as the main reason they stay: their representative already knows their business when they call. That kind of continuity is something larger outsourcing providers rarely deliver at this price point. For small businesses in the greater Sacramento area looking to hand off their back-office payroll work to a reliable local partner, LCAF Payroll Services is worth a conversation. Reach out to discuss your payroll schedule and get a cost comparison against your current provider.