The Philippines is not waiting for AI to arrive. It is already here, actively changing how Filipinos access credit, find work, and run businesses. That is the central message from a Manila Bulletin editorial flagged by the UP Office of the Vice President for Digital Transformation, which called on local businesses and government to act with urgency on reskilling and digital infrastructure.
The editorial, published in May 2026 and shared widely by UP's digital transformation office, frames AI not as a future concern but as a present economic force. Financial inclusion sits at the center of the discussion. AI-powered tools are already helping narrow the gap for Filipinos who have historically been locked out of formal banking and credit systems.






